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California Auto Accident Injury Claims and Litigation

The moment you become involved in an accident certain things occur. You’re in pain, you need medical treatment, you can’t work, your car needs to be repaired, and you need a rental car. You need help fast. If you or someone in your family has been injured in a car accident contact The Law Offices of Stanley C. Franklin for a free consultation about your rights and legal options. You can contact us at 800-901-0344.

Mrs. Franklin is fluent in English and Farsi. Therefore, if you want or need to speak Farsi you will feel right at home. If Mr. Franklin is not available, Mrs. Franklin will take your call and obtain all the information about your accident and relay it to Mr. Franklin so that your matter can get immediate attention.

We have advocated for clients throughout the State of California.

Our extensive experience allows us to anticipate and overcome the subtle but effective tactics that insurance companies use to ensure that they settle your automobile accident claim for less than its actual value.

With a comprehensive knowledge of California car accident law, understanding of medical records and reports, and the ability to maximize the value of your case, you can depend on the Law Offices of Stanley C. Franklin to develop your claim fully and accurately to ensure you are fairly and adequately compensated for your injuries and your other losses.

We are here to serve you and deliver results. We maintain close communications with our clients, and you can always count on us to keep you advised on the progress of your claim at every stage of your case.

At The Law Offices Of Stanley C. Franklin, we review each case extensively, no matter how big or small the accident. Every case that is presented to our office is given top priority and we work in both a prompt and competent manner. We start by identifying all potential defendants and all claims for damages against them, no matter how big or how small they are.

The damages you can receive from an automobile accident include:

1) payment of medical expenses

2) loss of wages

3) pain and suffering and the inconvenience associated with dealing with your injuries.

If you have a permanent injury, you potentially get more money depending on the nature and extent of your injuries, future pain and suffering, future medical expenses or wage or economic losses.

We handle personal injury cases on a contingency fee basis. In other words, we only collect attorney fees when we are successful in resolving your claim. We only get paid after settlement is reached with the insurance company.

Insurance Companies

At The Law Offices of Stanley C. Franklin, we can help you with claims against the other party’s insurance carrier or your own insurance company. The insurance companies have attorneys representing their interests and you should have an attorney representing your interests.

Coverage:

For automobile accidents in California, the minimum liability insurance limit is $15,000 per person & $30,000 per occurrence for bodily injury and $5,000 for property damage. This means that the most an insurance company can pay any one person is $15,000 and a total of $30,000 if there is more than one injured person. It also mean the most an insurance company can pay for all property damage $5,000.

Uninsured Motorist Coverage:

If you carry full coverage with your own automobile insurance carrier, you will have uninsured and underinsured motorist coverage. Uninsured Motorist Coverage provides coverage if the other party involved in the accident is uninsured or a “hit & run” vehicle. Underinsured motorist coverage provides additional money if the liability limits for the driver of the other vehicle are insufficient to compensate you for your injuries, medical expenses and losses.

It is highly recommended that you purchase this coverage in your insurance policy. This is especially useful in “hit & run” accidents when the person who injures you flees the scene without exchanging information and you have no identified person to sue. Though it is illegal for anyone to flee the scene of accident, it is very common, and you can still be compensated for your losses if you have Uninsured Motorist Coverage. As a matter of fact, it is illegal for an insurance agent to sell automobile insurance without offering you Uninsured Motorist Coverage unless a written waiver is obtained.

Medical Payment Coverage:

If you carry full coverage, you will have a provision for medical payments coverage. This coverage pays for your medical expenses up to your policy limits and for medical expenses incurred as a result of your car accident. This provision also applies if you were at fault for the accident or a passenger in the vehicle. If you do not carry full coverage or medical payment coverage, you can request that your health insurance cover your medical expenses. The last thing you want, after having to deal with all of the pain, and suffering, and other inconveniences associated with the accident, is having medical providers contacting you requesting payment on a bill. It is important to provide your insurance coverage information to your lawyer when assessing your claim.

CALIFORNIA STATUTE OF LIMITATIONS

In general, all automobile accident cases have a statute of limitations. In a car accident involving a non-governmental entity, you have 2 years from the date of the accident to either have your case settled or have a lawsuit on file with the court. If the accident involves a political subdivision, such as a county, city or the State, you generally have only six months to file a Governmental Tort Claim. If you do not comply with the statute of limitations, you will forever lose your rights to make a claim for your injuries and damages. However, you have three years to make a property damage only claim before you need to file a lawsuit.